*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:#22252c;font-family:"Pretendard Variable",Pretendard,"Noto Sans KR","Apple SD Gothic Neo","Malgun Gothic",sans-serif;-webkit-font-smoothing:antialiased;word-break:keep-all;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select{font:inherit}h1,h2,h3,p{margin:0}.wrap{width:calc(100% - 64px);max-width:768px;margin-inline:auto}.site-header{padding:16px 0 19px;text-align:center}.site-header h1{font-size:inherit;line-height:1.6}.brand{font-size:30px;font-weight:800;letter-spacing:-1.4px;color:#080a0d}.brand span{color:#6526fa}.menu{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));padding:8px 22px;border-radius:60px;box-shadow:0 3px 14px #15233a12;gap:4px;margin-bottom:36px;min-height:80px}.menu a{display:flex;align-items:center;justify-content:center;color:#65676d;border-radius:40px;font-size:20px;padding:13px 8px;text-align:center;transition:background .18s,color .18s}.menu a[aria-current=page]{background:#6526fa;color:#fff;font-weight:700}.menu a:hover:not([aria-current=page]){background:#f4f1ff;color:#6025df}.hero{min-height:270px;padding:38px 40px;display:flex;align-items:center;justify-content:space-between;gap:22px;background:#fff4d9;border-radius:30px;transition:background .2s}.hero:hover{background:#ffedc0}.hero-eyebrow{display:block;font-size:15px;font-weight:700;color:#946510;margin-bottom:9px}.hero h2{font-size:31px;font-weight:800;line-height:1.35;letter-spacing:-.8px;margin-bottom:14px}.hero p{font-size:21px;line-height:1.65;color:#6e6455;letter-spacing:-.5px}.hero-link{display:inline-flex;align-items:center;gap:14px;margin-top:18px;color:#825411;font-size:17px;font-weight:800}.hero-emoji{font-family:"Apple Color Emoji","Segoe UI Emoji",sans-serif;font-size:88px;line-height:1.2;flex-shrink:0;margin-right:4px}.card-section{margin-top:39px}.card-section>h2{font-size:27px;line-height:1.5;font-weight:800;letter-spacing:-.9px;margin-bottom:20px}.card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.card{position:relative;isolation:isolate;display:block;min-height:207px;padding:29px 31px;border-radius:29px;color:white;box-shadow:0 5px 9px #17232f15;transition:transform .18s,box-shadow .18s}.card:hover{transform:translateY(-4px);box-shadow:0 9px 18px #17232f22}.card h3{position:relative;z-index:1;font-size:26px;font-weight:800;line-height:1.45;letter-spacing:-.8px}.card p{font-size:18px;line-height:1.65;margin-top:8px;letter-spacing:-.35px}.card-emoji{position:absolute;right:28px;bottom:27px;font-size:40px;line-height:1.2;font-family:"Apple Color Emoji","Segoe UI Emoji",sans-serif}.card-action{display:block;font-size:14px;font-weight:600;margin-top:21px;padding-right:35px}.royal{background:#2d65f5}.forest{background:#08613d}.home-guide{margin-top:34px;padding:25px 28px;background:#f6f7fa;border-radius:22px}.home-guide h2{font-size:18px;margin-bottom:8px}.home-guide p{font-size:16px;line-height:1.9;color:#697181}.site-footer{margin-top:42px;padding:29px 0 33px;border-top:1px solid #edf0f3;text-align:center;color:#747985}.site-footer>a{font-size:17px;font-weight:800;color:#535966}.site-footer p{font-size:14px;margin:5px 0 8px}.site-footer small{font-size:13px;line-height:1.8}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #6526fa;outline-offset:4px}.skip-link{position:fixed;top:-80px;left:16px;background:#222;color:white;padding:10px;z-index:10}.skip-link:focus{top:10px}.article-wrap{max-width:768px}.breadcrumb{display:inline-block;color:#6a627b;font-size:16px;margin:0 0 24px}.article-head{background:#eef0ff;border-radius:28px;padding:34px 36px;margin-bottom:30px}.article-head--gold{background:#fff4d9}.article-head h1{font-size:33px;line-height:1.4;letter-spacing:-1px;margin:6px 0 13px}.article-head p{font-size:18px;color:#5d6676;line-height:1.8}.eyebrow{font-size:15px;font-weight:700;color:#6345bc}.article-head--gold .eyebrow{color:#946510}.article-thumbnail{width:100%;max-width:640px;margin:0 auto 28px}.article-thumbnail img{display:block;width:100%;height:auto;aspect-ratio:2/1;object-fit:contain;border-radius:20px}.article-nav{display:flex;flex-wrap:wrap;gap:9px;margin:28px 0}.article-nav a{padding:9px 16px;border-radius:24px;background:#f0ecfc;font-size:15px;color:#613abc;font-weight:700}.article-body{padding:0 8px}.article-body section{scroll-margin-top:25px;margin:34px 0}.article-body h2{font-size:24px;margin-bottom:13px;letter-spacing:-.6px}.article-body p,.article-body li{font-size:17px;color:#505969;line-height:1.95}.article-body section>p+p{margin-top:16px}.article-body ol,.article-body ul{padding-left:25px}.article-body li+li{margin-top:9px}.article-faq{margin-top:24px}.article-faq h3{font-size:19px;line-height:1.65;margin-bottom:8px;letter-spacing:-.35px}.official-links{display:flex;flex-wrap:wrap;gap:12px;margin:23px 0}.official-links a{background:#6526fa;color:#fff;border-radius:14px;padding:13px 21px;font-weight:700;font-size:17px}.official-links a:hover{background:#5019d8}.source-note{padding:20px 24px;background:#f5f6f9;border-radius:17px;font-size:15px!important;line-height:1.85;color:#596373}.source-note a{text-decoration:underline;text-underline-offset:3px}.home-link{display:inline-block;margin:15px 0 30px;font-weight:700;color:#6034c3}.article-cta{margin-top:24px}.article-cta--bottom{margin:32px 0 24px}.article-cta-link{display:flex;align-items:center;justify-content:center;gap:14px;width:100%;min-height:58px;padding:16px 20px;border-radius:14px;background:#6526fa;color:#fff;font-size:20px;font-weight:800;line-height:1.5;text-align:center;overflow-wrap:anywhere;transition:background .18s}.article-cta-link:hover{background:#5019d8}.not-found{text-align:center;padding:60px 0}.not-found h1{font-size:30px}.not-found p{margin:15px 0 25px;font-size:18px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.tool-panel{scroll-margin-top:24px;border:1px solid #e4def5;background:#fbfaff;border-radius:24px;padding:28px;margin:28px 0;min-width:0}.tool-panel h2{font-size:24px;line-height:1.5;margin-bottom:10px;letter-spacing:-.6px}.tool-panel h3{font-size:18px;margin:18px 0 10px}.tool-panel p{color:#606878;font-size:16px;line-height:1.8}.tool-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:22px 0}.tool-field{min-width:0}.tool-field label,.tool-panel label{display:block;font-weight:700;font-size:15px;margin-bottom:7px;color:#434b5a}.tool-panel input,.tool-panel select{display:block;width:100%;min-width:0;min-height:49px;padding:11px 13px;background:#fff;border:1px solid #d9d9e4;border-radius:11px;color:#263043;font-size:17px}.tool-panel input[readonly]{background:#f4f4f8;color:#616675}.tool-panel button{min-height:48px;border:0;border-radius:11px;background:#6526fa;color:white;font-size:16px;font-weight:700;padding:11px 20px;cursor:pointer}.tool-panel button:hover{background:#5019d8}.tool-panel button:disabled{opacity:.55;cursor:wait}.tool-result{padding:22px 23px;background:#eee8ff;border-radius:16px;margin-top:20px;overflow-wrap:anywhere}.tool-result strong{color:#5124b6;font-size:27px;line-height:1.5}.tool-result p{font-size:15px;margin-top:5px;color:#61557d}.tool-note{font-size:14px!important;margin-top:13px;line-height:1.8!important;color:#707487!important}.tool-note a,.tool-status a,.tool-panel .source-link{text-decoration:underline;text-underline-offset:3px}.tool-status{font-size:14px!important;color:#685c83!important}.tool-error{padding:15px 18px;border-radius:12px;background:#fff3e6;color:#8a4419!important;margin:16px 0}.tool-panel output{display:block}.tool-panel table{width:100%;border-collapse:collapse;font-size:15px;margin:18px 0}.tool-panel th,.tool-panel td{text-align:left;padding:10px 9px;border-bottom:1px solid #e3deed}.tool-panel th{font-weight:700;color:#4c4660}.tool-panel a{color:#5e32bb}.tool-panel .button-secondary{background:#eee8ff;color:#5b32b0}.tool-panel .button-secondary:hover{background:#e1d7fa}
.tool-grid .tool-field{margin-bottom:0}.tool-field input,.tool-field select{margin-top:7px;font-weight:500}.tool-panel form>.tool-field{margin-top:18px}.tool-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0 0 20px}.tool-actions button{min-width:0;padding:11px 14px;background:#eee8ff;color:#5b32b0;line-height:1.5;white-space:normal}.tool-actions button:hover{background:#e1d7fa}.tool-panel .calculate-button{display:block;width:100%;margin-top:22px;padding:14px 18px;min-height:54px;font-size:18px;line-height:1.5}.tool-panel form>.tool-status{margin-top:12px;overflow-wrap:anywhere}.tool-panel output.tool-result{font-size:22px;font-weight:700;color:#5124b6;line-height:1.65}.market-reference{margin-top:26px;padding:22px 0 0;border-top:1px solid #e4def5}.market-reference h3{margin:0 0 10px}.market-reference .tool-status{overflow-wrap:anywhere}.tool-panel button:disabled:hover{background:#eee8ff;color:#5b32b0}
@media(max-width:520px){.tool-grid{grid-template-columns:1fr;gap:17px}.tool-actions button{font-size:14px}.tool-panel output.tool-result{font-size:20px}.tool-panel .calculate-button{font-size:17px}.market-reference{margin-top:23px;padding-top:20px}}
@media(max-width:420px){.tool-actions{grid-template-columns:1fr;gap:9px}}
@media(min-width:1400px){.site-header{padding-top:22px}}
@media(max-width:650px){.wrap{width:calc(100% - 32px)}.site-header{padding:14px 0 16px}.brand{font-size:25px}.menu{min-height:61px;padding:6px;gap:2px;margin-bottom:25px}.menu a{font-size:16px;padding:10px 3px;letter-spacing:-.5px}.hero{min-height:249px;padding:26px 24px;border-radius:24px;gap:8px}.hero h2{font-size:27px;margin-bottom:12px}.hero p{font-size:17px;letter-spacing:-.6px}.hero-eyebrow{font-size:13px;margin-bottom:8px}.hero-emoji{font-size:62px;margin-right:0;align-self:flex-end;margin-bottom:22px}.hero-link{font-size:15px;margin-top:17px;gap:10px}.card-section{margin-top:30px}.card-section>h2{font-size:23px;margin-bottom:15px}.card-grid{gap:13px}.card{min-height:198px;padding:21px 17px;border-radius:22px}.card h3{font-size:21px;line-height:1.4;letter-spacing:-.8px}.card p{font-size:14px;margin-top:9px;line-height:1.65;letter-spacing:-.4px}.card-emoji{right:17px;bottom:17px;font-size:30px}.card-action{font-size:12px;margin-top:27px;padding-right:26px}.home-guide{padding:21px 21px;margin-top:26px}.home-guide h2{font-size:17px}.home-guide p{font-size:14px}.site-footer{margin-top:32px;padding-top:24px}.site-footer small{font-size:12px}.article-head{padding:25px 23px}.article-head h1{font-size:28px}.article-head p{font-size:16px}.article-body{padding:0 3px}.article-body p,.article-body li{font-size:16px}.article-nav{gap:7px}.article-nav a{padding:9px 13px;font-size:14px}.article-body h2{font-size:22px}.official-links a{font-size:16px;width:100%;text-align:center}.source-note{padding:17px!important}.article-cta-link{min-height:56px;padding:15px 12px;font-size:18px}.article-thumbnail img{border-radius:16px}.tool-panel{padding:22px 19px;border-radius:20px}.tool-panel h2{font-size:22px}.tool-grid{gap:12px}.tool-panel label{font-size:14px}.tool-panel input,.tool-panel select{font-size:16px;padding:10px}.tool-result{padding:18px}.tool-result strong{font-size:25px}}
@media(max-width:370px){.hero-emoji{font-size:47px}.card{padding:19px 14px}.card h3{font-size:19px}.card p{font-size:13px}.card-action{padding-right:22px;font-size:11px}.card-grid{gap:11px}.tool-grid{grid-template-columns:1fr}.brand{font-size:23px}.card-section>h2{font-size:21px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* Editorial article list and long-form pages */
.editorial-section{margin-top:42px;scroll-margin-top:24px}.editorial-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:10px}.editorial-eyebrow{font-size:13px;font-weight:800;color:#7042ca;letter-spacing:.05em;display:block;margin-bottom:6px}.editorial-heading h2{font-size:27px;line-height:1.45;letter-spacing:-.8px;margin:0}.editorial-count{flex-shrink:0;color:#818593;font-size:14px;padding-bottom:4px}.editorial-intro{font-size:16px;color:#737988;line-height:1.75;margin:0 0 21px}.editorial-section .editorial-list{list-style:none;margin:0;padding:0;border-top:2px solid #292834}.editorial-list>li{margin:0;padding:0;border-bottom:1px solid #e9e9ef}.editorial-list>li+li{margin:0}.editorial-row{display:grid;grid-template-columns:minmax(0,1fr) 144px;align-items:center;gap:24px;padding:25px 2px}.editorial-row:hover h3{color:#6426df}.editorial-row:focus-visible{outline-offset:5px;border-radius:4px}.editorial-copy{min-width:0}.editorial-meta{display:flex;align-items:center;gap:11px;font-size:12px;color:#818494;margin-bottom:8px}.editorial-category{display:inline-block;font-size:12px;font-weight:800;line-height:1.6;letter-spacing:-.1px;color:#754ba8;background:#f2ebfa;border-radius:5px;padding:3px 8px}.editorial-category--gold{color:#8b5b0f;background:#fff2d4}.editorial-category--exchange{color:#2b5ba1;background:#edf3ff}.editorial-category--dividends{color:#1a7455;background:#eaf6ef}.editorial-row h3{font-size:21px;line-height:1.5;letter-spacing:-.55px;font-weight:800;margin:0 0 7px;transition:color .18s}.editorial-row p{font-size:15px;line-height:1.8;color:#747b89;margin:0;display:-webkit-box;-webkit-box-orient:vertical;-webkit-line-clamp:2;overflow:hidden}.editorial-date{display:flex;flex-wrap:wrap;gap:4px;font-size:12px;color:#8a8f9a;margin-top:10px}.editorial-row img{display:block;width:144px;max-width:100%;height:auto;aspect-ratio:2/1;object-fit:contain;border-radius:12px;background:#f5f5fa}.feature-header{padding:2px 0 27px;margin-bottom:28px;border-bottom:1px solid #e9e9ef}.feature-header h1{font-size:35px;line-height:1.45;letter-spacing:-1.1px;margin:13px 0 19px}.feature-lead{font-size:19px;color:#687080;line-height:1.9;letter-spacing:-.35px}.feature-meta{display:flex;flex-wrap:wrap;align-items:center;gap:6px 17px;font-size:13px;color:#878b96;margin-top:22px}.feature-article .article-body section{margin:38px 0}.feature-article .article-body p{line-height:2}.feature-article .article-body p+p{margin-top:18px}.editorial-sources{background:#f7f7fa;border-radius:18px;padding:23px 25px}.editorial-sources h2{font-size:20px}.editorial-sources p,.editorial-sources li{font-size:14px!important;line-height:1.85!important}.editorial-sources ul{padding-left:20px;margin-bottom:0}.editorial-sources a{text-decoration:underline;text-underline-offset:4px;color:#604299;overflow-wrap:anywhere}.feature-article+.editorial-section{margin-top:48px}
@media(max-width:650px){.editorial-section{margin-top:33px}.editorial-heading h2{font-size:24px}.editorial-count{font-size:12px}.editorial-intro{font-size:14px;margin-bottom:17px}.editorial-row{grid-template-columns:minmax(0,1fr) 104px;gap:17px;padding:23px 0}.editorial-row img{width:104px;border-radius:9px}.editorial-row h3{font-size:18px;letter-spacing:-.6px}.editorial-row p{font-size:13px;line-height:1.75}.editorial-meta{font-size:11px;gap:8px;margin-bottom:7px}.editorial-category{font-size:11px}.editorial-date{font-size:11px;gap:3px}.feature-header h1{font-size:29px;line-height:1.5;letter-spacing:-.8px}.feature-lead{font-size:17px;line-height:1.9}.feature-meta{font-size:12px;gap:6px 12px}.feature-article .article-body section{margin:31px 0}.editorial-sources{padding:20px 18px}.feature-article+.editorial-section{margin-top:37px}}
@media(max-width:390px){.editorial-row{grid-template-columns:minmax(0,1fr) 90px;gap:13px}.editorial-row img{width:90px}.editorial-row h3{font-size:17px}.editorial-date span{display:none}.feature-header h1{font-size:27px}}